It's time to pay back those high-balance med school loans, but there's one problem: You're living on a resident's salary. 

Unfortunately, no, you generally can't defer federal student loan payments during your residency. So what are your options? There are three paths to consider:

What is the cost of Harvard MBA, including tuition, fees, and room and board? Tuition alone is $73,440 annually.  When you take into account fees, room and board, and living expenses, that number rises to $110,740 per year.

Despite rising tuition costs, getting a college education is the best possible way to make a better living. On average, college graduates earn 56% more than those who only get a high school education, according to data compiled by the Economic Policy Institute.

But post-college graduation, there tends to a rude awakening: Graduates today are saddled with an average of $37,172 of student loan debt, and it takes the average borrower 19.7 years to pay off their loans. 

Military service members take extraordinary risks and make great sacrifices when they sign up to serve their countries. Oftentimes, spouses and families also make sacrifices along the way. Thankfully, there are many programs designed to pay back this service from dependents of military service members in the form of college scholarships.

If you're the child or dependent of a military service member and you're looking for a way to fill the financial gap in college tuition, check out the following scholarship opportunities.

Everybody loves finding a $20 bill in their pocket, right? Usually, free money doesn't come that easy — especially when it comes to college money. 

Thankfully, there are some resources that can help you find scholarships, which you don't have to repay, to help pay for your education. Among them is Scholly, an easy-to-use paid app (subscription costs $3.75 a month, or $45 for a year) that connects students with scholarship opportunities. Here's what you need to know about this tool. 

If the idea of taking on additional student loan debt has suggested you may be better off without earning a master's, it's time to reconsider. Some people have been able to get a master's degree for free, and you can, too.

Whether you've finished your undergraduate studies and are looking to take the next step or you're planning for long-term goals, there are several options that you should consider in your pursuit of a post-graduate degree.