Posts by Kat Tretina

Kat Tretina is a freelance writer based in Orlando. Specializing in personal finance, she is focused on helping people pay down their debt and boost their incomes. Her work has been feature din publications like The Huffington Post, Entrepreneur, and U.S. News.
Kat Tretina

It’s Monday morning, and you’re rushing to get to work on time. Suddenly, your car starts making a horrible cranking noise. You manage to get it to the shop, but the repair will cost thousands of dollars, and you simply don’t have that much money in the bank. What can you do?

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If you love your home, but it’s just not functional for your needs, renovating your house can be a lot cheaper — and less stressful — than moving. You can get the features you dream of for less than you’d spend on the real estate agent fees and closing costs necessary to sell your home.

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If you're thinking about taking out a personal loan, you're probably wondering just how much money you can borrow. While many lenders offer loans as large as $50,000, how much you actually qualify for is dependent on a number of factors. 

If you're in the market for a personal loan, here's what you need to know.

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Using the debt snowball method can be a smart way to become debt-free quickly. But did you know there's a way to supercharge the debt snowball approach to make your debt disappear even faster?

Here's the trick: Pair the debt snowball method with debt consolidation through a personal loan. You could save hundreds or thousands in interest, and you could wipe away your debt months or years ahead of schedule. We'll show you how this system works. 

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If you’re struggling with credit card debt, digging yourself out can feel overwhelming. According to the Federal Reserve, the average credit card interest rate is 17.14%. At such a high rate, your credit card balance can grow, causing you to repay far more than you charged in the first place. 

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If you’re short on cash and need money fast to help you make it until your next paycheck arrives, you may be considering taking out a payday loan. However, payday loans are a dangerous form of credit, and you could end up owing far more than you originally borrowed. 

Here’s what you need to know about the drawbacks of payday loans, and what alternatives you can use when you’re in a bind. 

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