Posts by Mike Brown

Mike is responsible for the editorial and marketing direction of Nitro. He has a history of helping people thru his educational background—first as a teacher at the Pennsylvania State University and then thru 15 years of development and marketing of education programs.
Mike Brown

Consolidating your student loans can simplify your finances, lower your payments, and make it easier to chart a path out of debt. But picking the right type of consolidation is an important decision. There are several options and no single “right answer” for all borrowers. At the National Student Loan Union, we’ve helped people save more than $200 million on their student loans. We’ve put together the following 3-step guide to help you choose the best consolidation for your specific loan profile.

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Refinancing and consolidation are two ways to make student loans more manageable.

Refinancing is a strategy that can help you save money, while consolidation can simplify your student loans and result in other potential benefits.

Your best option depends on your goals, financial circumstances and current student loan debt.  

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For some college grads, the income they earn right after graduation makes it difficult to pay down the balance on their student loans.

If this is a challenge for you, the government’s Graduated Repayment Plan might help make things more manageable by lowering your monthly student loan payments

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Today, more and more smart college students are making efforts to attack their student loan debt while they are still in school.

Why? Because even small amounts of money applied to pay student loans while in school can save thousands over the repayment lifetime after graduation. 

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In recent years, the millennial migration to America’s cities has shown no signs of slowing. From perennial magnets like the Big Apple to smaller urban destinations like Virginia Beach, cities across the country have seen their millennial populations surge.

When they want to settle down in their new homes, however, young Americans often encounter challenging housing markets.

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If you’re in the process of repaying student loans, your monthly payment probably ranks among your largest expenses. By some estimates, most recent graduates pay more than $300 a month, which is no small figure on any budget. Additionally, as they build their careers, millennials typically earn less than the median national income. That can make keeping up with significant payments difficult if they rely on their salaries alone.

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