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Nitro Knowledge. Your Guide to Paying for College.


When borrowing for your child's education, parent PLUS loans are an option. They are designed to fill in funding gaps after all other financial aid is awarded. These are federal education loans that have a higher interest rate than loans issued directly to students.

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Applying for federal student loans starts with filling out the FAFSA, the form that also notifies the government and the schools you’re applying to that you’d like free money, please.

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It’s easy to put off thinking about repayment, but one day that time will come and, if you're unprepared, it can be quite scary. While there are a variety of repayment plans that can make borrowing affordable, it’s still important to carefully consider how much you borrow.

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