$2,000 College Repayment Grant

Current Deadline: May 31, 2022

How it works:

  1. Any US citizen with student loan debt is eligible to apply for the grant
  2. The grant is awarded to a new scholar each month
  3. Nitro will notify the winner via the email provided on the below form
  4. Nitro will confirm your student loan debt and where we should send the payment.
  5. The winner gets $2K knocked off their loan debt balance – never to be paid back

By clicking or tapping ‘Submit My Application’ you acknowledge and agree to our Privacy Policy and Scholarship Rules.

Special offers for medical resident and fellow refinance products

  • Fixed rates: 1.99% - 7.84% APR
  • Variable rates: 1.74% - 7.49% APR
  • Minimum credit: 650
Visit Splash

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Splash Financial is a leader in student loan refinancing with some of the lowest fixed in the industry which can save you tens of thousands of dollars over the life of your loans. No application or origination fees and no prepayment penalties. Splash Financial is in all 50 states and is intensely focused on customer service. Splash Financial is also one of the few companies that offers a great medical resident and fellow refinance product. You can check your rate with Splash in just minutes.

  • Low interest rates – especially for graduate students
  • No application or origination fees. No prepayment penalties.
  • Co-signer release program - you can apply for a cosigner release form your loan after 12 months of on-time payments
  • Specialty product for doctors in training with low monthly payment

Click here to see more of Splash's offerings and to see how you can save money.

Ability to apply for cosigner release after 24 consecutive payments. 

Visit NelNetBank

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Give Your Life’s Journey a Jump-Start.

If you’re ready to put student loans in your rearview mirror, Nelnet Bank student loan refinancing offers low rates and flexible terms to help you start getting ahead.

  • VARIABLE RATES: 2.69% - 9.20% APR See Disclaimer
  • FIXED RATES: 3.49% - 7.44% APR See Disclaimer
  • AUTO DEBIT SAVINGS: We’ll knock .25% off of your interest rate when you enroll in auto debit. See Disclaimer
  • NO ORIGINATION FEES: No application, origination, or prepayment fees on Nelnet Bank loans.
  • HARDSHIP PROTECTION: Hardship forbearance helps protect against unexpected loss of income. See Disclaimer

See How Much You Can Save: Estimate your savings with a student loan refinance from Nelnet Bank.

ElFi offers top-rated customer service, some of the lowest rates available, and flexible terms to fit your goals.

  • Fixed rates: 2.73% - 5.99% APR
  • Variable rates: 1.86% - 6.01% APR
  • Minimum credit: 680
Visit ElFi

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Student Loan Refinancing Made Simple.
Discover our low rates and fast, no-fee application process for refinancing your student loans or financing your college education.
The ELFI Difference:
  • Some of the Lowest Rates Available – We believe in rewarding financially responsible borrowers by providing some of the lowest refinancing rates available.
  • Expertise That’s Second to None – Our ELFI management team has over 30 years of expertise in student loans and student loan refinancing.
  • Fast and Easy Process – Secure your personalized student loan or refinancing options in just a few short minutes.
  • Personal Loan Advisors – Our award-winning customer service team will guide you every step of the way.
  • Service Coast to Coast - ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.

Click here to refinance now with ELFI.

SoFi is the leading student loan refinancing provider. 

  • Fixed rates: 3.49% - 7.99% APR
  • Variable rates: 1.74% - 7.99% APR
  • Minimum credit: 650
Visit SoFi

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$30 billion+ in refinanced student loans. SoFi has some of the lowest interest rates and, unlike the other lenders we reviewed, there's no maximum on the amount you can finance. Some state restrictions may apply.

  • Serious savings: Save thousands of dollars thanks to flexible terms and low fixed or variable rates.
  • No hidden fees, no catch: No application or origination fees. No pre-payment penalties.
  • Fast, easy, and all online: Simple online application and access to live customer support 7 days a week.
  • Access to member benefits: SoFi members get career coaching, financial advice, and more—all at no cost.
  • 98% of surveyed members would recommend SoFi to a friend

Save thousands on your student loans and pay off your loans sooner. Find your rate.

Works with 300+ community lenders for higher approval chances

  • Fixed rates: 2.49% - 7.75% APR
  • Variable rates: 1.90% - 5.25% APR
  • Minimum credit: 660
Visit LendKey

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Connecting student borrowers to a network of over 300 community lenders with low interest rates. By partnering with these lenders, LendKey is able to give consumers direct access to the best rates available from the most borrower friendly institutions. As the servicer of all loans obtained through its platform, you can rest easy knowing your personal information will be safe and that the best customer service team will be ready to answer your questions from application until your final payment.

LendKey Student Loan Refinance review

  • Lightning fast rate check - 2-minute rate check with no impact on your credit score
  • More lenders, more options - see the best offers from over 300+ community lenders for higher approval chances
  • Life of loan relationship - With LendKey, your personal information will never be sent or passed on to third parties. Their customer service team is with you from the moment you land on their website until you've completely repaid your loan.
  • Unmatched benefits- Community lenders put people over profits and offer unique benefits like cosigner release after 12 on-time payments, interest only repayment options to keep monthly payments low, the largest unemployment protection period in the market, and more.

Get a personalized quote from LendKey now.

Best for borrowers who want to customize their repayment schedule to pay off debt fast.

Visit Earnest

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Using technology, data, and design to build affordable products, Earnest's lending products are built for a new generation seeking to reach life's milestones. The company understands every applicant's unique financial story to offer the lowest possible rates and radically flexible loan options for living life.

  • Commitment-free 2 minute rate check
  • Client Happiness can be reached via in app messaging, email, and phone 
  • No fees for origination, prepayment, or loan disbursement
  • Flexible terms let you pick your exact monthly payment or switch between fixed and variable rates
  • Skip a payment and make it up later
  • Online dashboard is designed to make it easy to apply for and manage your loan

Click here to apply with Earnest and to see how much you can save.

2021-2022 Application Deadlines*

DEADLINE WINNER
October 31, 2021 Nadia Bray
November 30, 2021 Janmarcos Alvarez Ruiz
December 31, 2021 Kellis Mathis
2022 Selections
January 31, 2022 Kennedy Jenkins
February 28, 2022 Mike Van Dreason
March 31, 2022 Jeremy Grohs
April 30, 2022 Confirming Winner
May 31, 2022 Current Deadline
June 30, 2022 Upcoming Deadline
July 31, 2022 Upcoming Deadline
August 31, 2022 Upcoming Deadline
September 30, 2022 Upcoming Deadline
October 31, 2022 Upcoming Deadline
November 30, 2022 Upcoming Deadline
December 31, 2022 Upcoming Deadline
View Previous Nitro Scholarship Winners


Nitro cares about providing you the resources needed to successfully navigate financing college. That’s why we’re offering you the opportunity to
earn a $2,000 scholarship. We know that college is a big step forward in achieving your goals and we want to help you get there using all the tools Nitro has to offer.

Eligibility

The $2,000 Nitro Scholarship Sweepstakes (the “Sweepstakes”) begins at 12:00:01 AM Eastern Time (“ET”) Saturday, January 01, 2022 and ends at 11:59:59 PM ET on Saturday, December 31, 2022 (the “Sweepstakes Period”). Sponsor’s computer is the official clock for this Sweepstake. The $2,000 Nitro Scholarship Sweepstakes is only open to legal residents of the 50 United States, the District of Columbia, age 17 or older at the time of entry, and who meet one (1) of the five (5) following eligibility requirements at the time of entry:

  1. a student or a parent whose child has graduated from an accredited undergraduate school (a “School) and who is currently paying back a student or parent loan for his/her/child’s educational expenses for such School (“Entrant”).
  2. a parent who currently has a child enrolled in an accredited college or university located within the United States;
  3. a student who is currently enrolled in an accredited college or university located within the United States;
  4. a parent who currently has a child enrolled as a high school senior located within the United States;
  5. a student who is currently enrolled as a high school senior located with the United States; 

Void outside the U.S. and wherever prohibited by law.  Click here for Official Rules. 

* All applications submitted past the current deadline date up till 11:59 PM ET will be considered for the next deadline.