Sallie Mae® has developed a wide range of private education loans, and other education-related services to help make students' dreams of higher education a reality.
Why Get a Student Loan from Sallie Mae?
Students and families can invest in their education with private education loans designed to responsibly bridge the gap between personal resources and federal student aid.
Private education loans:
Sallie Mae is committed to serving their borrowers so they can successfully pay their loans and build their credit.
Key features of Smart Option Student Loan® from Sallie Mae:
To help you borrow responsibly, Ascent has incorporated financial education into their application process.
What are the benefits of an Ascent student loan?If you're in the market for a student loan, Ascent has three unique benefits that you should pay attention to:
Ascent offers a 1% Cash Back** Graduation Reward if you meet certain qualifying criteria. This is a very unusual benefit among student loan lenders. Depending how much you borrow, your reward could be enough to cover your first monthly payment ... or to buy a new outfit to wear on job interviews.
Key features of a private student loans through Ascent:
Jump into next semester with a no-fee, flexible private student loan. Check if Earnest is right for you in under 2 minutes.
What are the benefits of an Earnest private student loan?
Help with tuition when you need it. You are not a number. With a low-rate Earnest Private Student Loan, you get flexibility, personal attention, and support.
Thousands of clients trust Earnest: Over 164,000 Happy Clients
Key features of a student loans from Earnest:
Apply now with Earnest!
SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes - and get access to tips, tools, and resources along the way.
Why a SoFi Private Student Loans versus other lenders?
Fund your education with a low-rate, no-fee private student loan that covers all school-certified costs. We’re talking tuition, books, supplies, room and board, and transportation.
Key features of a student loan from SoFi:
Funding U offers no-cosigner student loans up to $15K per school year to help cover the cost of college. Quickly check your eligibility with no impact on your credit.
What are the benefits of a Funding U student loan?
No-Cosigner Student Loans! Unlike other lenders, Funding U doesn't fund your parents. They fund you. Their no cosigner student loans are based on you and your potential.
Funding U key features & benefits:
MPOWER helps international students from 190+ countries, as well as U.S. citizens, permanent residents, and DACA students, remove financial barriers to higher education in the U.S. and Canada.
Why MPOWER for a student loan?
MPOWER offers student loans that fund up to 100% of cost of attendance, that do not require cosigners, collateral, or a U.S.-based credit history. Unlike traditional lenders, they consider your academic success and career path in our approval process. In addition, they offer career support and students can build your credit history through repayment of this loan, which gives you greater flexibility in future financial matters.
MPOWER Financing key features & benefits:
Click here to apply now with MPOWER.
If savings, scholarships, and grants aren't enough to fully fund your college education, you might be considering taking out a private student loan. While you want to make sure that you're getting the beast deal possible, it's also important to ensure that you're working with a reputable lender.
Only 8% of students get approved without a co-signer as most students have little income or no credit history.
Having a variety of payment plans to choose from means that you can select an option that will set you up for success. For example, if you're not able to make full payments while you're ion school, making interest-only payments until you graduate can prevent additional interest from accruing and inflating the size of your loan.
A grace period after graduation means that you're not obligated to start making full payments on your loan right away. A typical grace period is about six months after graduation or after your enrollment drops to half-time.
Few incoming college students have the credit history to qualify for a loan on their own. Most reputable lenders will allow you to release your cosigner from their obligation after you've established your own positive credit history and made a certain number on of-time payments. It's a great way to thank your cosigner for their help.
Many lenders offer reduced interest rates to qualified lenders. For example, signing up for autopay can often yield a discount of 0.25 percentage points. That quarter of a percent can save you a lot of money over the life of your loan.