Nitro Knowledge. Your Guide to Paying for College.

Need some help paying for college? You're far from alone. Most families find that the estimated family contribution calculation is much higher than they can actually afford. It also doesn't help that college costs are higher than ever, increasing by 37% between 2008 and 2018.

So how can you get your education without taking on needless debt? Plenty.

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For the 2020-21 school year, PLUS loans will come with a lower interest rate than usual, making them a pretty good deal compared to prior years. However ... they are far from the best deal available.

With any major financial decision, doing some comparison shopping can save you a lot of money — especially with the historically low interest rates we're experiencing ahead of the fall semester. Here, we'll look at Parent PLUS Loans, private parent loans, and private student loans. 

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Newsflash: College has become a buyer's market for the 2020-2021 school year.

Crazy, right? You've spent the last several years figuring out how to get into your college of choice, just hoping and praying that you'd receive that coveted letter of acceptance. Now, thanks to COVID-19, it seems the tables have turned.  

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What's the smartest way to get a master's degree? Have someone else pay for it. 

This may sound like a too-good-to-be-true scenario, but we assure you, it's not! Here are three ways to nab a grad degree without paying for your own tuition. 

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If you're considering off-campus housing, you're probably wondering how paying for off-campus housing differs from paying for dorms.

Here's what you need to know before you sign off on the rental agreement. 

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If you're in the mood for some good news, we actually have some for you! Interest rates on federal student loans are set to reach historic lows for the 2020-2021 school year, with undergrad loan rates set at 2.75%, down from 4.53%.

What that means to you: If you were planning on using federal student loans for school next year,  you just received a discount for the total cost of your college education.

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