Blog

Nitro Knowledge. Your Guide to Paying for College.


The biggest pro of cosigning your child's student loan is obvious: You'll help them attain the education they need to secure their financial future. Plus, cosigning a private student loan is often the best way to fill tuition gaps at the lowest interest rate possible.

The biggest con is obvious, too: If your child doesn't pay for some reason, you may be on the hook. 
However, there's more to cosigning than meets the eye. Let's take a closer look at some things you should think about before you cosign your child's student loan. 

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Textbooks can easily add up to over $1,000 per year. There are proven ways to reduce these costs, but it does require some careful planning on your part.

Here’s how you can save hundreds per year on your college costs by trimming your textbook budget.

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Need some help paying for college? You're far from alone. Most families find that the estimated family contribution calculation is much higher than they can actually afford. It also doesn't help that college costs are higher than ever, increasing by 37% between 2008 and 2018.

So how can you get your education without taking on needless debt? Plenty.

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For the 2020-21 school year, PLUS loans will come with a lower interest rate than usual, making them a pretty good deal compared to prior years. However ... they are far from the best deal available.

With any major financial decision, doing some comparison shopping can save you a lot of money — especially with the historically low interest rates we're experiencing ahead of the fall semester. Here, we'll look at Parent PLUS Loans, private parent loans, and private student loans. 

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Newsflash: College has become a buyer's market for the 2020-2021 school year.

Crazy, right? You've spent the last several years figuring out how to get into your college of choice, just hoping and praying that you'd receive that coveted letter of acceptance. Now, thanks to COVID-19, it seems the tables have turned.  

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What's the smartest way to get a master's degree? Have someone else pay for it. 

This may sound like a too-good-to-be-true scenario, but we assure you, it's not! Here are three ways to nab a grad degree without paying for your own tuition. 

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