Blog

Nitro Knowledge. Your Guide to Paying for College.


The Stafford Loan is a federal student loan offered by the U.S. Department of Education to help eligible students pay for college. 

You may see this loan referred to as a Federal Stafford Loan, a Direct Student Loan, or a Direct Stafford Loan. The good news: they all mean the same thing. However, there are two types of Stafford Loans: subsidized and unsubsidized. Let's talk about each.

Read More

It’s no surprise that colleges are seeing a deluge in financial aid appeals ahead of the fall semester. Obviously, COVID-19 has impacted many people’s ability to pay for college.

If you’re planning to appeal your award, it’s important to know that the process is less straight-forward than usual this year. While that may create a bit more chaos on the school’s side, it may actually be a benefit to you. Here’s what you need to know.

Read More

Was your financial aid award less than you expected? Has your ability to pay for school changed? Do you think the college may have overlooked something when decided your award amount?

No need to panic. You always have options. And in some cases, one of those options might be to craft a well-written financial aid appeal letter. Here, we're going to tell you how to write one. Bonus: We'll even show you a sample that you can customize.

Read More

With only a week to go before the traditional May 1st National College Decision Day, you may find yourself second-guessing your school choice — or possibly your decision to attend college in the fall at all. Nothing is normal during a pandemic. 

How can you navigate one of the biggest decisions of your life when it’s impossible to know what life will look several months from now? Here are five things to think about. 

Read More

Chances are, your life looks very different today than it did back in the fall when you filled out your FAFSA. 
If you or your family has experienced a change in income due to the coronavirus, you can and should appeal your financial aid award for next fall. 

Here's what you need to know. 

Read More

If you're considering trade school instead of a four-year college, you're in good company. The growth in students seeking certificates and associate's degrees in the U.S. is outpacing the growth in those earning bachelor's degrees. As the cost of college tuition increases and graduates battle massive student debt loads, trade schools are drawing more interest. 

So can you get financial aid if you decide to go to a trade school? Often, yes, if you're attending an accredited trade school. However, you might have to do a little digging to find out which trade schools participate in federal education assistance programs.  

Read More