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$5,000 Nitro Scholarship

Current Deadline: May 31, 2020

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Find and Compare All Private Student Loan Options For Your School

Sallie Mae® has developed a wide range of private education loans, and other education-related services to help make students' dreams of higher education a reality.

  • APR: 2.00% - 11.85%1
  • Loan Types: Undergraduate
  • Loan Terms: 5 - 15 years3
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Why Get a Student Loan from Sallie Mae?Students and families can invest in their education with private education loans designed to responsibly bridge the gap between personal resources and federal student aid.Private education loans:

Sallie Mae is committed to serving their borrowers so they can successfully pay their loans and build their credit.

  • 100% U.S. based loan originations and loan servicing representatives
  • Financial literacy resources
  • 24/7 account self-service available online and by phone
  • Team dedicated to helping our borrowers in the military

Key features of Smart Option Student Loan® from Sallie Mae:

  • Competitive interest rates — variable rates start from 2.00% APR to 10.09% APR1 for undergraduate students (as of April 14, 2020). Lowest rates shown include the auto debit discount.
  • Pay now or later - Defer your payments until after school or choose an in-school repayment option that fits your needs.1
  • Discounts: Save with auto debit - get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.1
  • Detailed review of Sallie Mae Student Loans

Get the money you need for school from Sallie Mae

CommonBond entered the student loan marketplace five+ years ago with a novel idea: bring the concept of crowdsourcing to college loans.

  • APR: 3.52% - 9.74%
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 5, 10 & 15 Years
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Why Get A Student Loan Through CommonBond?

CommonBond entered the student loan marketplace five years ago with a novel idea: bring the concept of crowdsourcing to college loans. The idea quickly garnered attention from investors and CommonBond took off.Some additional key factors to consider:

  • CommonBond has an award-winning care team (which is pretty rare for the student loan industry!).
  • They offer resources to the student and their families, such as an undergraduate student loan calculator which provides information about the different options you have to pay for school.

Key features of a private student loans through CommonBond:

  • Competitive rates: We use technology to keep our costs low so that we can offer you a competitive interest rate. The best part? No double-digit rates here!
  • Protections: Temporarily postpone payments if you run into financial difficulties. We’ve got your back, while you get back on track.
  • Service: Our award-winning service is second to none – and we're available by phone, email, and chat to answer any questions you have.
  • Social promise: For every loan we fund, we also fund the education of a child in need. So your loan doesn't just help you achieve your dreams, it helps a child in the developing world as well.
  • Detailed review of CommonBond Student Loans

Get your rate from CommonBond now

College Ave is one of the newest and most-innovative lenders in the private student loan marketplace.

  • APR: 1.49% - 12.99%
  • Loan Types: Undergraduate, Graduate & Parent
  • Loan Terms: 5, 8, 10 & 15 Years
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What Are the Benefits of a College Ave Student Loan?

College Ave stands out in two areas: flexibility and ease of use.

If you want extremely flexible loan repayment options, you should definitely consider looking into student loans from College Ave.

College Ave allows multiple repayment options. For example, if you’re a student, you can opt to make full-principal plus interest payments, interest-only payments, or flat payments of amounts as low as $25 per month while you’re still in school. Borrowers may also defer payments until school is complete.

Key features of a student loans from College Ave:

  • Easy online application process — apply through a streamlined user interface and get an answer in as little as three minutes
  • Build-your-own repayment plan — select from a variety of repayment terms to configure your loan payoff in the way that best fits your needs, including the option to make flat monthly payments while you’re still in school
  • Extremely user-friendly website with tools to help you select the right loan for your unique circumstances
  • Detailed review of College Ave Student Loans

Get a personalized quote from College Ave now

To help you borrow responsibly, Ascent has incorporated financial education into their application process.

  • APR: 3.17% - 14.92%
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 5, 10 & 15 Years
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What are the benefits of an Ascent student loan?If you're in the market for a student loan, Ascent has three unique benefits that you should pay attention to:

  1. 1% Cash Back Graduation Reward** 
  2. Non-Cosigned loan options for juniors, seniors and graduate students
  3. Graduated Repayment option to make monthly payments more affordable + and deferment and forbearance plans, which can be hard to come by with private lenders

Ascent offers a 1% Cash Back** Graduation Reward if you meet certain qualifying criteria. This is a very unusual benefit among student loan lenders. Depending how much you borrow, your reward could be enough to cover your first monthly payment ... or to buy a new outfit to wear on job interviews.

Key features of a private student loans through Ascent:

    • 1% CASH BACK Graduation Reward
    • CUSTOMIZE your loan with flexible repayment options
    • COVER UP TO 100% of your tuition & living expenses
    • AVOID FEES - No application, origination or disbursement fees
    • 0.25%-2.00% INTEREST RATE REDUCTION for enrolling in automatic payments
    • RELEASE YOUR COSIGNER after 24 consecutive on-time payments
    • FREE financial Tools

Detailed review of Ascent Student Loans

Citizens One is an established bank with a solid history in student lending.

  • APR: 1.47% - 12.04%
  • Loan Types: Undergraduate, Graduate & Parent
  • Loan Terms: 5, 10 & 15 Years
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Why Get a Student Loan from Citizens One?

Citizens One offers student loans for undergraduate and graduate studies, as well as parent loans. It also has special offerings for business and law degrees and medical and dental degrees.You can apply for a loan as small as $1,000.Maximum aggregate loan amounts are:9

  • $90,000 for undergraduate
  • $110 for graduate
  • $180,000 for business/law
  • $150,000 or $295,000 for healthcare profesionals (depending on degree)

Citizens also offers a multi-year approval option. 8With their exclusive multi-year approval, you could qualify now through graduation. No searching for a loan each year or having to re-apply. You just simply request your funds once approved.

Key features of a student loan from Citizens One:

  • Helpful online tools — Use the calculator to take a lot of the guesswork out of the application process.
  • Competitive rates — some of the lowest starting APRs in the student loan space, with variable rates as low as 1.47%1 APR, and fixed rates as low as 4.40%1 APR with loyalty2 and autopay3 discounts. (as of May 2020). 
  • Flexible repayment terms — conserve cash-in-hand by deferring payments or by spreading out your loan payments over several years.10
  • Detailed review of Citizens One Student Loans

Start your private student loan application now with Citizens One.

LendKey is one of the most exciting new players in the student loan space

  • APR: 2.99% - 8.49%
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 10 Years
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Why Get A Student Loan From LendKey?

LendKey is one of the most exciting new players in the student loan space. It connects borrowers with smaller, local banks and credit unions around the country, giving you access to potentially great deals that might not otherwise be on your radar screen.

But that’s not all. Loans offered through LendKey are also serviced through LendKey. That means you can apply online on LendKey’s site, select your repayment options through their online portal, and then make payments through LendKey. That allows you, as the borrower, to enjoy a sophisticated level of service and convenience that you might not otherwise get through a smaller lender.

Key features of a student loan from LendKey:

  • All loans funded by community lenders like not-for-profit credit unions and community banks.
  • 30-day no-fee return policy for all borrowers.
  • Cosigner release available.
  • No origination fees or prepayment penalties.
  • 0.25% Interest Rate Reduction with automatic payments.
  • After you’ve paid off 10% of your loan, you may qualify for a 1% reduction in your interest rate.

Detailed review of LendKey Student Loans

Eligibility

The $5,000 Nitro Scholarship Sweepstakes (the “Sweepstakes”) begins at 12:00:01 AM Eastern Time (“ET”) Friday, May 1, 2020 and ends at 11:59:59 PM ET on Sunday, May 31, 2020 (the “Sweepstakes Period”). Sponsor’s computer is the official clock for this Sweepstakes. The $5,000 Nitro Scholarship Sweepstakes is only open to legal residents of the 50 United States, the District of Columbia, age 17 or older at the time of entry, and who meet one (1) of the five (5) following eligibility requirements at the time of entry:

  1. a parent who currently has a child enrolled in an accredited college or university located within the United States;
  2. a student who is currently enrolled in an accredited college or university located within the United States;
  3. a parent who currently has a child enrolled as a high school senior located within the United States;
  4. a student who is currently enrolled as a high school senior located with the United States; 
  5. a student or a parent whose child has graduated from an accredited undergraduate school (a “School) and who is currently paying back a student or parent loan for his/her/child’s educational expenses for such School (“Entrant”).

Void outside the U.S. and wherever prohibited by law.  Click here for Official Rules. 

* All applications submitted past the current deadline date up till 11:59 PM ET will be considered for the next deadline.

2020 Application Deadlines*


DEADLINE WINNER
January 31, 2020 Ashlynne Ford
February 29, 2020 Announced Soon
March 31, 2020 Kaitlyn Romero
April 30, 2020 Announced Soon
May 31, 2020 Current Deadline
June 30. 2020  
July 31, 2020  
August 31, 2020  
September 30. 2020  
October 31, 2020  
November 30, 2020  
December 31, 2020  
All Nitro Scholarship Winners


Nitro cares about providing you the resources needed to successfully navigate financing college. That’s why we’re offering you the opportunity to
earn a $5,000 scholarship. We know that college is a big step forward in achieving your goals and we want to help you get there using all the tools Nitro has to offer.