Sallie Mae® has developed a wide range of private education loans, and other education-related services to help make students' dreams of higher education a reality.
Why Get a Student Loan from Sallie Mae?
Students and families can invest in their education with private education loans designed to responsibly bridge the gap between personal resources and federal student aid.
Private education loans:
- Smart Option Student Loan® for Undergraduate Students
Sallie Mae is committed to serving their borrowers so they can successfully pay their loans and build their credit.
- 100% U.S. based loan originations and loan servicing representatives
- Financial literacy resources
- 24/7 account self-service available online and by phone
- Team dedicated to helping our borrowers in the military
Key features of Smart Option Student Loan® from Sallie Mae:
- Competitive interest rates — variable rates start from 6.37% APR to 16.70% APR1 for undergraduate students (as of August 25, 2023). Lowest rates shown include the auto debit discount.
- Pay now or later - Defer your payments until after school or choose an in-school repayment option that fits your needs.1
- Discounts: Save with auto debit - get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.1
- Detailed review of Sallie Mae Student Loans