Finding a good college education that doesn’t break the bank can be tricky, especially if you don’t know where to look. Luckily, several nationwide and statewide programs exist to help pay for college, and you don't have to be a genius or demonstrate financial need to qualify for all of them, either.
Florida provides many state-funded scholarship programs, including the Bright Futures Scholarship, that award millions of financial aid dollars to eligible high-school graduates each year. Additionally, public and private organizations offer Florida residents a range of scholarships and grants based on merit, interest, and economic background.
What kinds of financial aid are you eligible for, and what can you do to apply? We’ll walk you through the steps every Florida student should take to fund a college education.
Regardless of the state you live in or where you plan on attending college, your financial aid journey begins with the FAFSA, which stands for Free Application for Federal Student Aid.
Admittedly, this form can be a headache to fill out. However, enduring FAFSA is your first major step to securing financial aid.
What’s more, completing the FAFSA pays off, literally. After submitting the FAFSA, you’ll automatically be evaluated for eligibility for:
Award letters will be sent out after you have received your college acceptance letter, but that doesn’t mean you should wait to apply. In fact, applying early could put you in the running for important scholarships and grants that have application deadlines.
If you experience any trouble with the FAFSA, don’t hesitate to seek out help!
We’ve also created a helpful guide to answer any questions you may have about the process.
As mentioned above, the FAFSA puts you in the running for some state grants and scholarships. In addition, the Florida Financial Aid Application (FFAA) can qualify you for even more.
Don’t worry—this form is much shorter than the FAFSA (it’s only one page!), and much easier to fill out.
Like the FAFSA, it is important to file the FFAA sooner rather than later to increase your chances of qualifying for grants and scholarships with deadlines.
That being said, if you have yet to file a FFAA—don’t stress! Applying late is better than not applying at all.
In fact, the Bright Futures Scholarship, one of Florida’s most widely available scholarships, accepts completed FFAA forms until August 31 after high school graduation, so as long as you submit the application by this date you will still be considered for the award.
Visit FloridaStudentFinancialAid.org to learn more about Florida’s Department of Education and view the full list of scholarships and grants.
For current high school students, it’s always a good idea to set up regular check-ins with your high school guidance counselor to stay up-to-date on local scholarships. Try putting a reminder in your phone so that you don’t forget to schedule an appointment.
Conducting your own online searches is also beneficial. Many public and private colleges in Florida offer scholarships, so be sure to search on school websites or call their financial aid offices. You never know what you can find once you start clicking.
FloridaCommunity.com provides a long list of both merit and need-based scholarships for Florida residents, and you can check out more major or interest-specific scholarships here.
Think about your interests. Are you pursuing a degree in the Arts? Maybe you are considering joining ROTC. Interest-specific scholarships and programs may give you the extra financial boost you need to fund your college experience.
Some other scholarship resources that you might want to check out include:
If you’ve exhausted all your options for grants, scholarships, and federal loans, a private loan can help you make up the difference that you’ll need to fund your education.
Click here to see the best banks for a private student loans.
Check out our free NitroScore tool to get a better idea of the size of loan you need, and which of our highly vetted loan partners can offer you the best rate.
Simply enter a college and major to find out your total costs, your salary after graduation, potential loans needed, and a score that tells you how easy those loans will be to repay based on your projected salary. You can then customize the results with info about scholarships, grants and savings — and even compare different college/major combinations.
Florida residents shouldn’t have to pay for college alone. Check out some of the resources here and start planning for your future today.
|Lender||Rates (APR)||Loan Types||Terms||Eligible Degrees||Eligible Loans|
|4.50% - 16.33%1||Variable & Fixed||10 - 15 years||Undergrad||Students|