Loan Scholarship

$2,000 Nitro Scholarship

Current Deadline: December 31, 2022

By clicking or tapping ‘Submit My Application’ you acknowledge and agree to our Privacy Policy and Scholarship Rules.

Find and Compare All Private Student Loan Options For Your School

Sallie Mae® has developed a wide range of private education loans, and other education-related services to help make students' dreams of higher education a reality.

  • APR: 4.50% - 14.96%1
  • Loan Types: Undergraduate
  • Loan Terms: 10 - 15 years2
Visit Sallie Mae

View Disclosure

Why Get a Student Loan from Sallie Mae?

Students and families can invest in their education with private education loans designed to responsibly bridge the gap between personal resources and federal student aid.

Private education loans:

Sallie Mae is committed to serving their borrowers so they can successfully pay their loans and build their credit.

  • 100% U.S. based loan originations and loan servicing representatives
  • Financial literacy resources
  • 24/7 account self-service available online and by phone
  • Team dedicated to helping our borrowers in the military

Key features of Smart Option Student Loan® from Sallie Mae:

  • Competitive interest rates — variable rates start from 4.62% APR to 14.96% APR1 for undergraduate students (as of November 25, 2022). Lowest rates shown include the auto debit discount.
  • Pay now or later - Defer your payments until after school or choose an in-school repayment option that fits your needs.1
  • Discounts: Save with auto debit - get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.1
  • Detailed review of Sallie Mae Student Loans

Get the money you need for school from Sallie Mae

To help you borrow responsibly, Ascent has incorporated financial education into their application process.

  • APR: 4.62% - 16.75%
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 5, 10 & 15 Years
Visit Ascent

View Disclosure

What are the benefits of an Ascent student loan?If you're in the market for a student loan, Ascent has three unique benefits that you should pay attention to:

  1. 1% Cash Back Graduation Reward** 
  2. Non-Cosigned loan options for juniors, seniors and graduate students
  3. Graduated Repayment option to make monthly payments more affordable + and deferment and forbearance plans, which can be hard to come by with private lenders

Ascent offers a 1% Cash Back** Graduation Reward if you meet certain qualifying criteria. This is a very unusual benefit among student loan lenders. Depending how much you borrow, your reward could be enough to cover your first monthly payment ... or to buy a new outfit to wear on job interviews.

Key features of a private student loans through Ascent:

    • 1% CASH BACK Graduation Reward
    • CUSTOMIZE your loan with flexible repayment options
    • COVER UP TO 100% of your tuition & living expenses
    • AVOID FEES - No application, origination or disbursement fees
    • 0.25%-1.00% INTEREST RATE REDUCTION for enrolling in automatic payments
    • RELEASE YOUR COSIGNER after 12 consecutive on-time payments
    • FREE financial Tools

Detailed review of Ascent Student Loans

Jump into next semester with a no-fee, flexible private student loan. Check if Earnest is right for you in under 2 minutes.

  • APR: 3.99% - 12.78%1
  • Loan Types: Undergrad, Graduate, MBA, Medical, Law School3
  • Loan Terms: 5 - 15 years
Visit Earnest

View Disclosure

What are the benefits of an Earnest private student loan?

Help with tuition when you need it. You are not a number. With a low-rate Earnest Private Student Loan, you get flexibility, personal attention, and support.

Thousands of clients trust Earnest: Over 164,000 Happy Clients

Key features of a student loans from Earnest:

  • No fees, period
  • Longer 9-month grace period4
  • Skip a payment once per year5
  • Save with a 0.25% Auto Pay Discount2
  • Pick an in-school repayment option
  • Talk to a human
  • Inviting a cosigner is easy
  • Earnest services all of our student loans for the life of the loan

Apply now with Earnest!

SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes - and get access to tips, tools, and resources along the way.

  • APR: 4.49% - 8.99%1
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 5 - 15 years
Visit SoFi

View Disclosure

Why a SoFi Private Student Loans versus other lenders?

Fund your education with a low-rate, no-fee private student loan that covers all school-certified costs. We’re talking tuition, books, supplies, room and board, and transportation.

Key features of a student loan from SoFi:

  • Easily apply and add a cosigner to your application in minutes.
  • No fees means no fees. That means no origination fees, no late fees, and no insufficient fund fees. Period.
  • SoFi has flexible repayment options to help you find the loan that fits your budget.
  • Get a 0.25% discount when you set up autopay. Plus, SoFi members can qualify for exclusive rate discounts.
  • Get your rate in 3 minutes or less.
  • 98% of surveyed members would recommend SoFi to a friend.
  • SoFi Private Student Loans can cover up to 100% of the school-certified cost of attendance.

Funding U offers no-cosigner student loans up to $15K per school year to help cover the cost of college. Quickly check your eligibility with no impact on your credit.

  • APR: 6.99% - 12.99%
  • Loan Types: Undergraduate
  • Loan Terms: 10 Years
Visit Funding U

View Disclosure

What are the benefits of a Funding U student loan?

No-Cosigner Student Loans! Unlike other lenders, Funding U doesn't fund your parents. They fund you. Their no cosigner student loans are based on you and your potential.

  1. Pre-approval in minutes.
  2. Our no cosigner student loans always have fixed interest and no hidden fees.
  3. Every student is assigned a single Loan Officer whose job is to be helpful.

Funding U key features & benefits:

  • Finally, a loan high-achieving undergrad students can get based on their own academic merit and not their FICO score.
  • Quickly check your eligibility with no impact on your credit.
  • 100% No Fees
  • Earn rewards through our Borrower Referral Program
  • 0.5% autopay discount

Apply for your no-cosigner student loan today!

MPOWER helps international students from 190+ countries, as well as U.S. citizens, permanent residents, and DACA students, remove financial barriers to higher education in the U.S. and Canada.

  • Fixed Rates Only: 7.52% - 14.98% APR
  • Loan Types: Undergraduate & Graduate
  • Loan Terms: 10 Years only

View Disclosure

Why MPOWER for a student loan?

MPOWER offers student loans that fund up to 100% of cost of attendance, that do not require cosigners, collateral, or a U.S.-based credit history. Unlike traditional lenders, they consider your academic success and career path in our approval process. In addition, they offer career support and students can build your credit history through repayment of this loan, which gives you greater flexibility in future financial matters.

MPOWER Financing key features & benefits:

  • For international graduate students
  • No collateral or cosigner required
  • Up to US $100,000 over 2 academic periods
  • Interest rate discounts up to 1.50% available for autopay sign-up, 6 consecutive months of autopay, and graduation/employment
  • 10-year loans with no penalty for paying off early
  • Visa support
  • Fast online application process
  • Career strategy services
  • 30 seconds to check eligibility and ~20 minutes to complete an application

Click here to apply now with MPOWER.


The $2,000 Nitro Scholarship Sweepstakes (the “Sweepstakes”) begins at 12:00:01 AM Eastern Time (“ET”) Saturday, January 01, 2022 and ends at 11:59:59 PM ET on Saturday, December 31, 2022 (the “Sweepstakes Period”). Sponsor’s computer is the official clock for this Sweepstake. The $2,000 Nitro Scholarship Sweepstakes is only open to legal residents of the 50 United States, the District of Columbia, age 17 or older at the time of entry, and who meet one (1) of the five (5) following eligibility requirements at the time of entry:

  1. a parent who currently has a child enrolled in an accredited college or university located within the United States;
  2. a student who is currently enrolled in an accredited college or university located within the United States;
  3. a parent who currently has a child enrolled as a high school senior located within the United States;
  4. a student who is currently enrolled as a high school senior located with the United States; 
  5. a student or a parent whose child has graduated from an accredited undergraduate school (a “School) and who is currently paying back a student or parent loan for his/her/child’s educational expenses for such School (“Entrant”).

Void outside the U.S. and wherever prohibited by law.  Click here for Official Rules. 

* All applications submitted past the current deadline date up till 11:59 PM ET will be considered for the next deadline.

2022 Application Deadlines*

January 31, 2022 Kennedy Jenkins
February 28, 2022 Mike Van Dreason
March 31, 2022 Jeremy Grohs
April 30, 2022 Hannah Webber
May 31, 2022 Olivia Sheng
June 30, 2022 Layi Olusanya
July 31, 2022 Angelica Matthews
August 31, 2022 Lulu Talesnick Lopez
September 30, 2022 Arya Graham
October 31, 2022 Confirming Winner
November 30, 2022 Selecting Winner
December 31, 2022 Current Deadline
View Previous Nitro Scholarship Winners

Nitro cares about providing you the resources needed to successfully navigate financing college. That’s why we’re offering you the opportunity to
earn a $2,000 scholarship. We know that college is a big step forward in achieving your goals and we want to help you get there using all the tools Nitro has to offer.