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Nitro Knowledge. Your Guide to Paying for College.


Conventional wisdom says that taking classes on campus, tromping across the college green several times a day, and cramming in late-night study sessions in your dorm is the best way to earn a college degree. After all, that’s how people have done it for centuries.

But is online learning making the in-person college experience obsolete? While traditional college isn’t likely to disappear any time soon, there’s good evidence that online education has some significant advantages to the classroom experience—and some of them may surprise you.

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If you’re thinking about going to college online but you’re worried that you won’t be eligible for the same of type of financial aid that you’d get at a traditional school, rest easy.

Most accredited online colleges and universities accept the same federal financial aid as brick-and-mortar schools. That means that students at many online schools will generally be eligible for aid from FAFSA, the Free Application for Federal Student Aid. However, some online schools, such as Penn Foster, have a different type of accreditation and do not accept federal financial aid. 

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If you’re questioning whether online colleges are legit, we’re here to say that yes, there are many solid online college options that are worth your money. However, that doesn’t mean that there aren’t some less-than-savory institutions out there that you should avoid. Here, we’re going to show you how to separate the reputable schools from the fly-by-night diploma factories.

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OK, readers ... we have a pretty fantastic scoop for you in this post. How would you like to graduate college in two years with minimal debt AND have excellent prospects for a high-paying career after graduation?  

Sounds amazing, right? Since college tuition seems to be on a non-stop upward trend and student loan debt is absolutely crushing an entire generation of college grads, finding those jobs that provide a high return on your educational investment is more important than ever. 

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Getting your degree online is a smart option, especially if you're someone who can’t fit traditional, on-campus learning in into your busy schedule. Of course, in order to earn your bachelor’s degree online, you need to have regular, reliable access to a computer  — and one that’s powerful enough to handle the technology needed to access your online classes.

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Lots of students who opt to pursue college online only go part-time. But does that mean you're disqualified from federal financial aid? No. In fact, you may be eligible for some forms of financial aid with as little as one credit hour. 

Here, we'll break down the different forms of financial aid and the minimum credit-hour requirements for each. 

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