When the conversation turns to saving for retirement, do you suddenly clam up?
It can be embarrassing to admit that you’re in your 30s and you aren't on track with your retirement savings. But here's the good news: if you have even a little in your retirement account, you're actually ahead of a lot of people. Approximately half of Americans don’t have any retirement savings at all.
Want to improve your finances in the New Year? You aren’t alone. Financial resolutions are among the most common, with people resolving to get out of debt, save more money, and clean up their spending.
But “spend less” and “save more” may not cut it. Most people don’t keep their New Years resolutions—not from lack of willpower, but because they don’t have concrete ideas about how to keep them.
If owning a house is a big part of your idea of success, you’re not alone. For decades, homeownership has been sold to us as an important part of the American dream. We’re all supposed to want one.
But these days, buying a house isn’t as easy as it once was. And it’s not always such a great deal, either. Here are some myths we’ve been fed that may not be true across the board anymore, if they ever were.
Often, whether or not you’re offered a raise has little to do with your job performance. Instead, your compensation may be based on your department’s budget, your manager’s priorities, and (in some cases) whether or not your employer thinks they can keep you doing such a great job for cheap.
The bottom line is this: To get a raise in this non-merit-based world, you’ve got to make the case for it. Here’s a deep dive into how.
Let's face it--nobody loves their job all the time, even those lucky enough to be working their dream gig. But let's say you're pretty far from that scenario. When should you tough it out—and when should you walk away?
There's no shame in quitting a job that isn't getting you where you want to be, or one that is actively toxic. Here are some questions you should ask yourself before you walk out the door for good.
A lot of things change when you have a child. Including your finances.
Even if your pre-baby financial life was solid, having a small human dependent on you means that you’ll have to rethink a few things. You’ll need to put a strong financial foundation in place to support the newest member of your family.
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