Nitro Knowledge. Your Guide to Paying for College.
As you make plans for your New Year’s celebration, take a moment to think about what comes after the dinners, the parties, and the hangover.
On January 2nd, life will resume—and that means getting out of the holiday bubble and facing your finances. But that doesn’t have to be overwhelming or a downer. You just need a game plan.
The halls are decked, the chestnuts are roasted, and the weather outside is frightful—though not quite as frightful as your student loan bill.
Even if you’ve taken our advice and lowered your student loan payments, you still can’t throw your budget out the window for the month of December.
It’s that time of the month again: yep, the day when you grit your teeth and check your bank balance. Will there be enough left to make ends meet after you make your student loan payments?
Whether you’re paying off private or federal loans, there are several options that could improve your financial outlook. In fact, you might be able to pay less on your student loans each month—and end up with more for things like groceries or a vacation.
One of the worst feelings is checking your bank account and realizing there’s not enough money to cover your student loan payment.
If this is something that has happened to you, you should know that there are options other than defaulting on your loan. In fact, there are several options that can even help you lower your monthly payments.
An article featured in USA Today shows why letting daily expenses get in the way of retirement savings is a big (and common) problem. The issue: the later you start saving, the harder it will be to comfortably retire —or to retire at all.
The piece, which cites research conducted by Nitro, shows that over 40% of Gen Xers and Baby Boomers have not started saving retirement.
Struggling to make ends meet while paying off your federal student loans? You're not alone. But the good news is that help is available.
The government offers four income-based repayment plans — which adjust your monthly student loan payments based on how much money you make. Among the options is Income-Based Repayment, or IBR, which lowers student loan bills when you’re struggling to pay them. If you're interested in this option, here's what you should know.