Posts by Jen Williamson

Jen Williamson is a freelance writer living in Brooklyn. She has written for a variety of industries, including software, education, business, and personal finance. Prior to that, she worked at an adult literacy nonprofit in Philadelphia, where she coached nontraditional students in passing the GED test and applying for college. When she isn’t writing or reading—which is rare—she can usually be found planning her next travel adventure, training for a marathon, or sneaking in somewhere she’s not supposed to be.
Jen Williamson

What Are Personal Loans Used For? 4 Things That Might Surprise You
Personal Loan

There are situations in your life where you may need to come up with more cash than you have in reserve — and fast. Or maybe you want to splurge on something you desperately want, but don’t have the savings for just yet.

A personal loan is one way to get a quick cash infusion that can help you meet those goals. 

Read More

Should I Consolidate my Debt? 5 Signs It Might Be Time
Personal Loan

Should you consolidate your debt? It's definitely worth considering.

If you have a lot of debt, consolidating it—that is, replacing multiple loans with one single loan, usually in the form of a personal loan—can be a great way to get out from under your financial burden once and for all. But it isn’t right for everyone.

Read More

Trying to Go Debt-Free? 4 Ways Debt Consolidation Can Help
Personal Loan

If you’re looking for ways to go debt-free, chances are that you've heard of Dave Ramsey's “seven baby steps” approach to financial wellness. Baby step #1 is socking $1,000 away in savings, and then it's on to baby step #2 — paying down all your non-mortgage debt using the "debt snowball" method. 

Needless to say, baby step #2 can take a while. The good news is that there's actually a way to speed up the process, but it involves bucking good old Dave's advice just a bit. Let us explain.

Read More

How to Get a Personal Loan from a Bank: 7 Steps to Qualify
Personal Loan

A personal loan can provide a much-needed financial boost that lets you do something you’ve always wanted—pay for a wedding, remodel your kitchen, or even consolidate your debt. If you do it right, it can help you accomplish goals you couldn’t achieve otherwise without years of saving. 

Read More

Straight Talk About Retirement Savings—What To Do When You’re Behind
Personal Finance

When the conversation turns to saving for retirement, do you suddenly clam up?

It can be embarrassing to admit that you’re in your 30s and you aren't on track with your retirement savings. But here's the good news: if you have even a little in your retirement account, you're actually ahead of a lot of people. Approximately half of Americans don’t have any retirement savings at all.

Read More

The 5 Most Profitable New Year's Resolutions for Millennials
Personal Finance

Want to improve your finances in the New Year? You aren’t alone. Financial resolutions are among the most common, with people resolving to get out of debt, save more money, and clean up their spending.

But “spend less” and “save more” may not cut it. Most people don’t keep their New Years resolutions—not from lack of willpower, but because they don’t have concrete ideas about how to keep them.

Read More
Best Banks for Private Student Loans in 2017. Get Your Rate.
Article Topics
Additional Resources
"

© 2019 Nitro College. All Rights Reserved.

Disclaimer:  The information obtained throughout the Nitro site is intended to be used for educational purposes only. All product names, logos, and other trademarks displayed within the Nitro site are the property of their respective owners. Here at Nitro we strive to provide you with accurate, up-to-date information, but suggest checking the source directly. We recommend consulting a licensed financial professional before making any financial decisions. This site may be compensated through our partner relationships. NitroCollege.com is not endorsed or affiliated with the U.S. Department of Education.

Follow Us