What’s the easiest way to get approved for a private student loan? Apply with a cosigner. 

Why? Because most college students don't have an adequate credit history to qualify on their own. In fact, 92% of private student loans are cosigned (according to figures from the MeasureOne Private Student Loan Report, Dec. 2019). 

The prospect of paying for college can be overwhelming, even for the most well-prepared students. Tuition costs continue to rise, even though parental and post-graduate incomes haven’t followed the same trend. So who should pay for college? Viewpoints vary as to whether students or their parents should be responsible.

Let's take a look at some common viewpoints. 

If you’re new to the college funding process, you may find yourself a bit overwhelmed. That’s not unusual.

In fact, most people get pretty stressed out when they start thinking about how to pay for college. Your best bet is to use multiple approaches to fund your education. Let's take a look at your options.

The 3 steps you need to take to finalize your child’s college funding plan

If you’re in college-funding “crunch mode” right now, you’re not alone. A recent study reveals that late spring — in other words, right now — is when most parents feel the pressure to get their children’s college funding plans tied up for the fall.

If you’re looking for money for college, the federal Pell Grant is probably already on your radar screen.

The Pell Grant is one of the major sources of funding for many college students. However, it’s important to make sure you apply before the deadline so you don’t miss out on your share of free money for college.

Let’s talk about what you need to know to apply for a Pell Grant for the 2019-2020 school year.

Maybe you need to reduce your monthly student loan payment so you can save money. Perhaps you’re on a mission to get out of debt sooner, or it could be that your interest rate is 6.5% or higher and you believe you can beat that rate. 

For sure, there are any number of reasons why refinancing your student loans is a smart strategy.