Posts by Libby Miller

Libby Miller is a freelance copywriter. With experience working in both financial aid and the student loan industry, Libby loves helping students and their families get the best bang for their buck on a college degree.
Libby Miller

Pell Grants are one of the most sought-after forms of financial aid. They are awarded by the federal government and can be worth up to $6,495 for the 2021-2022 school year. Yet, there is a lot of confusion about who qualifies and for how much. 

Let's dive into the top five myths about Pell Grants, so that you can get ALL the grant money you may be entitled to. 

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The FAFSA, or Free Application for Federal Student Aid, isn’t difficult to fill out, but certain errors could have a big impact on your eligibility for financial aid. 

Here are 11 mistakes to avoid. 

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An important distinction when filling out the Free Application for Federal Student Aid (FAFSA) is whether to file as a dependent or independent student. Which one are you? Your choice could have a big impact on how much aid you receive.

Why is that? Because the more income you report on your FAFSA, the less aid you'll receive. 

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Can we all agree that college is expensive enough? By the time you cover tuition and fees, you've probably already shelled out thousands of dollars. Add in room and board and other expenses and your total price tag can shoot up quickly.

So listen, do yourself a favor and make sure that you're not spending money more than you need to, or worse, leaving money on the table that could help reduce your student loan debt. Here's what you need to know.

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The most affordable way to earn a bachelor's degree is pretty simple: Start at a community college and then transfer to a public, in-state school. Oh, and live at home if you can. 

This may not be the sexiest option you can imagine, but with ever-soaring tuition costs, it just might be the most sensible path. Your future self will thank you for not going into massive debt to fund your education.

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When you get your financial aid award letter, your eyes may automatically scroll down to the bottom line—but that is a mistake. 

Why? Because most financial aid award letters fail to give you the complete picture. 

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