Posts by Nitro Contributor

Nitro Contributor is a team of freelance writers that have years of experience in helping others successfully navigate thru the college process. Their experiences include how to prepare for college, how to responsibly pay for college and more.
Nitro Contributor

If you applied for aid last year, you completed the Free Application for Federal Student Aid (FAFSA). This application determines your eligibility for aid for only one academic year. That means for each year you want to apply for aid, you will need to complete a Renewal FAFSA. Good news, though – the Renewal FAFSA is prefilled with some of your information from the previous year. Updating information is easier than completing the entire FAFSA renewal form from scratch and typically takes less than an hour.

Read More

There are many ways to pay for college: borrowing, saving, earning scholarships or grants, and paying-as-you-go. But paying-as-you-go doesn’t always mean you have to have a full semester's worth of cash on hand. Schools might offer tuition payment plans, allowing tuition payments to be spread out over the course of a semester or even the full academic year. Here's what you should know...

Read More

When you first receive your financial aid award letter, you'd be forgiven for thinking that amount is the number you'll use to determine your best option, school-wise. Not quite. You could get a better offer. Here’s how....

Read More

State grants and scholarships can be some of your best sources to pay for college. Why? Some are merit-based. Need-based grants can have much higher limits than federal grants.

Read More

Private student loans used to have a bad reputation. Interest rates were only the variable variety, often increasing over the life of the loan. Not good. Borrowing limits would sometimes be greater than the cost of attendance, often saddling parents and students with mountains of debt. But not anymore. Now, rates can be lower than federal student loans to parents, and generally borrowers aren’t approved for amounts greater than the cost of attendance.

Read More

Sometimes, after tuition and expenses and fees are paid, you'll find leftover loan money. That's enticing when spring break looms, but is that really something you want to pay for years down the road? Here are some tips to keep control of student loans and payments.

Read More