Posts by Trish Sammer

Trish Sammer is Nitro's managing editor. Her work has appeared in Woman’s Day, Redbook, Huffington Post, TechCrunch, and Forbes. She has also written for various corporate clients, including the tech giant SAP, The Franklin Institute, and PSE&G. When Trish isn’t busy acting as a writing ninja for other people, you can find her … well, writing about other stuff, like divorce and blended family life. She lives outside of Philadelphia with her husband, their combined brood, and the world’s laziest dog.
Trish Sammer

If you're scrambling to fill a tuition gap for your child, you've probably considered taking out a PLUS loan from the federal government. While it may seem like an easy option — after all, it's right there on the financial aid award letter — it's not always the best option. Why? Because federal parent loans come with a much-higher interest rate than loans offered directly to students. The bottom line is that you may find a better deal elsewhere.

Let's take a quick look at why PLUS Loans (which may also be called Direct PLUS Loans)may not be a good value for parents and then examine three options that may make more financial sense. 

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Hello NitroCollege Community,

Oh, the times we're living in right now. Remember last week, when we were still talking about SATs and college selection? A week later and here we are ... with our high school seniors staring down the prospect of potentially missing out on half of their last year of high school and all the milestone events that go with it. 

So what now? As of today, many high schools have not yet announced plans for the rest of the school year. What can parents do to help kids who feel like they're getting shortchanged in a way that most of us can't fully imagine? As this situation evolves, here are some things to keep in mind.

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How can you visit college campuses when so many of them are closed? And what about your deposits? Are they still due at the same time? Is anyone there to receive them?

Here's a great tool that can relieve some of that stress for you. 

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Dear NitroCollege readers,

I never write blog posts in a letter format, but it somehow seems fitting right now. With so many of us practicing "social distancing," we could probably all use a bit of human connection wherever we can get it.

I have two kids in high school. The school's Facebook page is full of questions, confusion, and fear. In our district, students are scrambling to figure out what to do about ACT and SAT cancelations. People want to know if prom is still going to happen. And what about the musical? And spring sports?

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The College Board has just announced that all SAT testing has been canceled until June 6th. So if you were planning on taking the test on March 14th or May 2nd, you'll need to make alternate plans. 

Here's what you need to know.

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Here at Nitro, we frequently talk with financial aid officers at colleges and universities around the country.

When we ask them about the biggest mistake people make when paying for college, we hear the same thing over and over: They don't apply for FAFSA.

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