Posts by Trish Sammer

Trish Sammer is Nitro's managing editor. Her work has appeared in Woman’s Day, Redbook, Huffington Post, TechCrunch, and Forbes. She has also written for various corporate clients, including the tech giant SAP, The Franklin Institute, and PSE&G. When Trish isn’t busy acting as a writing ninja for other people, you can find her … well, writing about other stuff, like divorce and blended family life. She lives outside of Philadelphia with her husband, their combined brood, and the world’s laziest dog.
Trish Sammer

When it comes to COVID-19 and the fall semester, it's probably wise to take a "hope for the best but prepare for the worst" approach. That's especially true if you're planning to live on or near campus when school starts. 

With that in mind, here's a list of things you should think about before you return to school. 

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Congratulations! You did it. You managed to finish high school and graduate during one of the most chaotic periods most of us have ever seen. And you also did something else: You built resilience. 

Believe it or not, building resiliency may be just as valuable as that college degree you're about to tackle.

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No, you cannot transfer a federal PLUS loan to another person, including the student whose education was paid by the loan. However, you may be able hand off the loan through refinancing. 

If you're considering taking out a Parent PLUS loan for the 2020-2021 school year, it might be wise to check out your other options first. If you already have a PLUS loan in your name, here's what you need to know to transition the debt to your child's name. 

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If you're in the mood for some good news, we actually have some for you! Interest rates on federal student loans are set to reach historic lows for the 2020-2021 school year, with undergrad loan rates set at 2.75%, down from 4.53%.

What that means to you: If you were planning on using federal student loans for school next year,  you just received a discount for the total cost of your college education.

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If the pandemic has caused a change in your college funding situation, you're certainly not alone. In our recent survey of over 6,500 high school seniors and their parents, 69% of parents and 55% of students reported that COVID-19 has impacted their ability to pay for college. 

A drop in income right before you begin college can certainly be a cause for anxiety. But here's the good news: There are plenty of ways to get college money that don't involve taking on crushing amounts of student loan debt. Let's look at some strategies that may give you the boost you need. 

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Is an online education equivalent to an on-campus education? In a lot of cases, yes.

In fact, there’s good evidence that online education has some significant advantages to the classroom experience—and some of them may surprise you.

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