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Nitro Knowledge. Your Guide to Paying for College.


True, there’s more to life than money. But if your money situation is unraveling, it can be difficult to think about anything else. Crushing debt can seriously limit your options in life—and it’s a huge cause of stress.

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Want to crush your debt — yesterday? Well, we can't tell you how to travel back in time ... but we can tell you how to create a more financially secure future, starting today. 

Paying off your balances fast might sound like the impossible dream, but there are ways to do it. Here are five things you can do right now to get debt off your back.

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Using the debt snowball method can be a smart way to become debt-free quickly. But did you know there's a way to supercharge the debt snowball approach to make your debt disappear even faster?

Here's the trick: Pair the debt snowball method with debt consolidation through a personal loan. You could save hundreds or thousands in interest, and you could wipe away your debt months or years ahead of schedule. We'll show you how this system works. 

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If you’re struggling with credit card debt, digging yourself out can feel overwhelming. According to the Federal Reserve, the average credit card interest rate is 17.14%. At such a high rate, your credit card balance can grow, causing you to repay far more than you charged in the first place. 

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When you consolidate your credit card debt, you replace multiple credit card accounts with a single loan or line of credit.

Many people with significant credit card debt never consolidate — and one of the top reasons is worry about what will happen to their credit score. But consolidating can actually have a positive effect on your score, as long as you make payments on time. 

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There are many reasons you might need a quick infusion of cash. Maybe to pay for a wedding, a vacation, or a home improvement project, or deal with a medical or financial emergency. If you don’t have the money you need in your savings account, you’re not alone. A recent CNBC poll found that a whopping one in three Americans has $0 saved.

Your best options for fast money are credit cards or personal loans, but personal loans are likely to cost you a lot less over the long haul. They also look better on your credit report. Here's what you need to know.

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