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Nitro Knowledge. Your Guide to Paying for College.


If you're considering going back to college online, you're probably wondering how to pay for it without taking on a lot of student loan debt. 

One effective strategy is to work for an employer that offers tuition reimbursement. The good news is that you don't have to start a whole new career to enjoy employer reimbursement. By working part-time at one of these well-known restaurant or retail chains, you can get a serious assist on paying your college tuition. 
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Online college can seem like a totally different beast than traditional college, especially when it comes to tuition. Do the regular rules apply in terms of financial aid and funding? Sometimes yes, sometimes no. 

One big question you may have is if you can get student loans for online college. The answer to that is yes. But just where you get those loans—through the government or through a private lender, depends on the school. Let's look at how to get federal and private student loans for online college.

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Online learning has come a long way in a short amount of time. In the past few years, the number of certificate and degree programs has exploded with a wide range of offerings. But any educational program has a price tag so it's important to research your financial aid options carefully.

One question you might have is whether federal financial aid covers certificate programs. The answer is sometimes yes, sometimes no. Eligibility depends on a few factors. Let's discuss what they are. 

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If you're thinking about going to college online, you're probably wondering about financial aid. The good news is that many online colleges (but not all) offer the same financial aid as brick-and-mortar schools. That means you generally don't have to worry about getting less aid because of your school choice.

What that translates to in dollars and cents: CNBC reports that 2016-17, the average full-time undergraduate student received $8,440 in grants. 

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Maybe you've dreamed of graduating from a Historically Black College or University (HBCU), but you can't find a way to go full-time. Or, maybe your preferred school is too far away from you live now, and it would be too expensive to relocate or commute. 

Good news: You can still earn your degree and participate in the HBCU experience by earning your degree online. With an online degree, you may not have the campus experience but you'll still enjoy many of the benefits of attending an HBCU, including specialized courses of study, the name recognition of your alma mater, and access to alumni networks.

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If you're an adult and thinking of going to college online, you may have more financial aid options than you realize. 

Yes, there are grants for adults to attend online college. In fact, adults (including online learners) are eligible for most of the same forms of financial aid as students who have just graduated from high school. That includes the federal Pell Grant, which can be worth up to $5,815 annually.  There is, however, one roadblock: Not all online schools accept FAFSA. 

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