Nitro Knowledge. Your Guide to Paying for College.

According to recent statistics from, nearly one in three families spend 20% or more of their household income on childcare. When you’re shelling out that kind of money, it’s important to consider all of your options.

With the cost of daycare being so high, many parents have started making decisions based on the features and programs that are included in the monthly fee.

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There’s nothing like southern hospitality. Go down there for some stick-to-your-ribs home cooking, world-class music, and a culture all its own. You’ll be surprised how far your dollars will stretch and how good what you get is.

So where can you can you go for a cheap vacation in the southern U.S.? Here are five places to check out. 

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Everything changes once you become a parent. Your sleep is cut in half, you eat standing up, you’re not sure which day of the week it is, and oh yeah, your finances take a major hit.

In fact, a 2015 study done by the United States Department of Agriculture found that the cost of raising a newborn through the first year of life for middle-income parents is $12,680. Yikes! No wonder you’re googling “ways to save money once baby arrives.”

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If you’re getting restless in your office job, you might be wondering if striking out on your own and working from home could be right for you.

After all, the idea of rolling out of bed, commuting to the next room, and spending the day in your pj’s sounds like the ideal situation, right? Well, that depends.

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Working from home may seem ideal, especially if you're a mom or soon-to-be-mom. But figuring out how to find the right job to fit your needs can be a real challenge. 

Plus, being able to separate home and work life, learning how to prioritize tasks, and figuring out how to focus on your job (while doing something like cradling a newborn) takes time. 

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You might be putting off saving until some future time when you make more money. But is that really realistic or is it just wishful thinking? 

CNBC ran a story recently about an anonymous couple in New York City who, though they bring in a combined $500,000 a year, haven't been able to set money aside for savings.  So where is all that money going? 

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