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Nitro Knowledge. Your Guide to Paying for College.


You have a big heart and a small bank account  — and now it’s time to buy your beloved an engagement ring. You want to impress, but you also have a limited budget.

The last thing you want to do is put yourself in a deep hole buying a ring you can’t afford. After all, you’re hoping to get married! You have a wedding, honeymoon and the rest of your lives together — you don’t want to start off burdened with debt.

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For advice on everything from saving for retirement to potty training a stubborn toddler, moms know best. 

And even if you're not after advice, sometimes it's useful just to know that other moms are out there going through the same stuff you are. Here are six mom bloggers you should check out. 

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As someone who's beauty-obsessed, it's not hard to overspend. I'm not alone. According to a 2017 survey by online beauty retailer SkinStore, most American women spend up to $300,000 on face products alone in their lifetimes. 

With new product launches, massive sales and a wave of new trends each year, beauty expenses easily add up. But if you're on a budget (who isn't?), you're probably always on the lookout for money-saving tips. Here are four ways I save money on beauty products.

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When the conversation turns to saving for retirement, do you suddenly clam up?

It can be embarrassing to admit that you’re in your 30s and you aren't on track with your retirement savings. But here's the good news: if you have even a little in your retirement account, you're actually ahead of a lot of people. Approximately half of Americans don’t have any retirement savings at all.

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Death and debt—two topics many of us like to avoid. But one is inevitable and one is probable. Since the majority of Americans have some form of credit card debt at any given time,  knowing what happens to this debt is important. 

If you have credit cards, you may be wondering what happens to the balances remaining on those cards after you die. 

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Job hunting can be super stressful, especially when it seems like you're sending your application into a black hole. On top of that, there are sometimes hundreds of candidates for just a single job opening. Shoring up your financial future while boosting your career can feel impossible. 

But there are some tricks to finding the right job opportunity, even in a competitive market. Here are the four best ways to go about your next job search. 

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