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Nitro Knowledge. Your Guide to Paying for College.


When you’re tackling the process of budgeting for college, it’s easy to focus on the marquee expenses and forget the secondary costs.

Unfortunately, if you do your number-crunching and leave out a long list of incidentals, you may end up relying more heavily on student loan money than you intended. Here's what you need to know to plan in advance. 

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Sending your money – or your parents’ money – to colleges begins well before you enroll. Many students are so focused on the nail-biting task of filling out applications that they don’t stop and think about the fees that many colleges charge just for reviewing your undergraduate application.

With most colleges charging somewhere around $50 per application, the money can add up quickly. 

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Everyone knows that attending a public college or university on an in-state basis is one of the best ways to get a quality secondary education for a relatively reasonable price.

But if your dream school is a public school in another state, that doesn’t mean you’re stuck paying out-of-state tuition.

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The number of women attending college have increased steadily throughout the last several decades. However, once out of college, women in the United States still face a pay gap. They make about 80% of the salary of their male colleagues. Yet, they face the same college debt as male students, so paying for college after graduation is tough.

Many organizations and groups recognize the uphill battle female students face. With that in mind, here are 10 unique opportunities for women to get help in paying for college. 

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If you're planning on taking out a loan to help pay for college, you may be wondering if a Direct PLUS Loan (also called the Parent PLUS Loan) is the way to go. Here, we'll tell you everything you need to know about Parent PLUS loans so you can decide if they're a good deal for you. We'll cover:

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A Parent PLUS Loan is a federal student loan offered by the U.S. Department of Education (DOE) under the Direct Loan Program. 

You may qualify for this loan if your dependent child is an undergraduate student and enrolled at least half-time in an eligible program. If you qualify, a line of credit goes directly to you, not your child. That means you are responsible for paying back the loan.

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