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Nitro Knowledge. Your Guide to Paying for College.


Knowing whether it's cheaper to live on or off campus isn't always straightforward. 

The answer will depend on a number of factors, like the housing market near your college, whether you'll need transportation, and if you'll be on a meal plan. Another big consideration? Whether you'll need to sign a 12-month lease for an off-campus rental.

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Enrollment at community colleges is growing—and for good reason. Many community colleges offer a quality education for a much smaller price tag.

You might think that because community college typically costs less, you can't receive financial aid to attend. But fortunately, that's not the case. You're eligible for the same types of financial aid at a community college that you would be at a four-year institution. 

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Chances are, your life looks very different today than it did back in the fall when you filled out your FAFSA. 
If you or your family has experienced a change in income due to the coronavirus, you can and should appeal your financial aid award for next fall. 

Here's what you need to know. 

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No parent wants to have the dreaded "helicopter parent" insult thrown their way. So you step back during the college decision process as much as you can, biting your tongue about how much you'll miss them if they go to college on the other side of the country or why they're writing a college application essay on their favorite video game. 

It's a delicate balance, but one place you really shouldn't keep your mouth shut? 

The price tag. 

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If you're looking at your kids' classmates and wondering how their parents are paying for college, you're definitely not alone.

With the cost of higher education rising at exponential rates, the tuition prices facing parents are, at best, overwhelming. No one would blame you if thinking about paying your kids' college tuition made you want to just climb back into bed and pull the covers over your head.

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When you get your financial aid award letter, your eyes may automatically scroll down to the bottom line—but that is a mistake. 

Why? Because most financial aid award letters fail to give you the complete picture. 

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